Effective Date: March 31, 2025

At BestPPOInsurance.com, your privacy is important to us. This Privacy Policy describes how we collect, use, share, and protect your information when you visit www.BestPPOInsurance.com (“Website”), which is owned and managed by:

Best PPO Insurance
1089 Namdac Ave, Bay Shore, NY 11706
A licensed health insurance agency
By using our Website or submitting your information, you consent to this Privacy Policy.

1. Information We Collect

We may collect the following information when you use our site or submit forms:

Personally Identifiable Information (PII):

• Name

• Email address

• Phone number

• Zip code and address

• Date of birth

• Insurance type requested

• Health-related information (when applicable and with consent)

Non-Personally Identifiable Information (Non-PII):

• Browser and device data

• IP address and geolocation

• Referring URLs

• Pages visited and interaction behavior

• Cookies and web tracking identifiers

2. How We Use Your Information

We use your information to:

• Match you with appropriate licensed agents or health insurance solutions

• Respond to your inquiries and provide quotes or product information

• Send you service-related communications and updates

• Improve our Website and user experience

• Comply with regulatory and legal obligations

• Conduct permitted marketing and retargeting campaigns

3. Sharing of Information

We may share your data with:

• Licensed insurance agents and professionals

• Service providers performing tasks on our behalf (e.g., CRM, email, analytics)

• Governmental and legal authorities when required

• Lead buyers or partners working with Best PPO Insurance, under confidentiality

HIPAA Notice:
If your information qualifies as Protected Health Information (PHI), it will be handled in compliance with HIPAA. We collect and share such data only with your consent and for insurance-related purposes only.

TCPA Disclosure:
By submitting your contact details, you consent to receive marketing communications by phone, SMS, email, or prerecorded messages from Best PPO Insurance, its agents, and affiliated partners. Your consent is not required to purchase any products or services.

4. Use of Cookies & Tracking Technologies

We use cookies, pixels, and similar technologies for:

• Website analytics and functionality

• Improving your browsing experience

• Delivering targeted ads through platforms such as Google, Facebook, or Bing

• Conversion tracking and retargeting

You can manage your cookie preferences through your browser settings.

5. Your Privacy Rights

Depending on your location, you may have rights to:

• Access or update your information

• Request deletion of your data

• Opt out of communications

• Limit the sharing of your personal information

To exercise any of these rights, email us at: data@directflow.ai

6. California Privacy Notice (CCPA)

California residents have the right to:

• Know what personal information we collect and why

• Request access or deletion of your personal data

• Opt out of the “sale” of your data (we may share data for marketing, which could be classified this way under CCPA)

To submit a CCPA request, email: data@directflow.ai with the subject: “CCPA Request”

7. Data Protection and Security

We use reasonable and appropriate measures to protect your data, including encryption, secure servers, and access control. However, no method of internet transmission is fully secure.

8. Children’s Privacy

This site is not intended for children under 13. We do not knowingly collect data from anyone under this age.

9. Third-Party Websites

Our Website may link to external sites not operated by Best PPO Insurance. We are not responsible for their content or privacy practices.

10. Updates to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a new effective date. Continued use of the site constitutes acceptance of any changes.

11. Contact Us

If you have questions about this policy or your data:

Best PPO Insurance
1089 Namdac Ave, Bay Shore, NY 11706
Email: data@directflow.ai